Our Costs

Costs are funded from your portfolio

In life, there are no free lunches, but our aim is to more than recoup your costs after implementing our investment strategies for the first year.

We develop wealth management strategies that are self-funding, with ongoing costs paid from the investment portfolio not your after-tax income.We have proven from past clients that your investment costs can be funded from cash flow, and that's what we are experts at.

Doing it yourself may be cheaper, but will it produce better results than ours?

How we are paid.

We charge a fee-for-service initially, and then we charge a percentage fee on the amount of your investment. So there’s a good incentive for us to keep the returns up – it means we benefit as well as you!

Our fee structure

Our fee structure is as follows:

• a fee-for-service for the Strategy Stage
• this starts at $330 for low complexity plans (eg budgeting and cash-flow advice, saving for a goal such as home deposit)
• it is typically $660 - $1,100 for medium complexity plans
• there is a higher costfor very complex situations involving millions of dollars in a variety of investment structures (eg direct shares / managed funds / commercial and residential property held in a variety of legal entities such as family trusts, companies, self-managed super, personal names)
• if your financial plan requiresonly personal insurances, usually there areno additional chargesother than the above fee-for-service (the insurance premium includes a commission, whichwedisclose to you)
• we may charge a percentage of any initial investment amount, depending on the complexity of the Strategy Stage modelling. If so, this is typically between 0% to2.5% depending on the complexity of the plan and the fee paid for the Strategy Stage -the higher the Strategy Stage fee, the lower the percentage of initial amount. The initial fee is capped for investment amounts larger than $500,000.
• an ongoing portfolio management fee is paid from the portfolio earnings, not your employment income. It is required to cover the cost of accessing independent research and time to regularly optimise your portfolio (typically 3 or 6 monthly):
• an ongoing fee is charged as a percentage of invested amount – the better your investment returns, the better off we both are
• the total ongoing fee depends on the amount invested, typically from  around 1% pafor higher investment amounts to around 2% pa for lower amounts. Itcoversthe cost of both Archimedes Financial Planning and the wholesale platform.  Our portfolio expertise management aims to more than cover these fees.

Given the value-adding and client-centric services we provide, we believe our costs are very competitive. View our testimonials from satisfied customers