Startup Strategies

Starting a financial plan

You don’t have to wait until you have money before you see a financial planner. A salary and a willingness to live within your lifetime means and start an investment program now, in order to be comfortable in the long term, is all you need.  The sooner you develop a financial plan, the better off you can expect to be later in life.

Start when you’re young

Our Power of Compound Returns model shows that if you start to invest early in life, you contribute less, and end up with more savings. So you may not need to out aside as much over your lifetime, and you will end up with more wealth, if you start investing when you are younger.

Find out more about the Power of Compounding »

Budgeting to save for your goals

Archimedes Financial Planning will advise you on proven budgeting strategies to control your expenses and save, how much to pay into your super, managing your credit cards, and much more.  We’ll also help you set a realistic budget that you can stick to, to achieve your financial goals. Whether that’s a home deposit, stock portfolio or education for your children, our savings and debt consolidation plan will help you get there.

Debt consolidation and managing personal debts

Why work long hours in your job, and end up with very little to show for it?  Spending everything you earn, and having high levels of debt on credit cards, car loans, or personal loans will stop you from achieving your financial goals.  We know that sometimes it’s not so easy to save, or to understand the ins and outs of debt consolidation. Archimedes Financial Planning will show you how to manage your cash flow, as well as consolidating your personal debt, so that you spend your money wisely and get the maximum returns on your savings and investments.

Debt recycling

We can also show you why debt recycling may not be the magic bullet – and how it can work for you. Debt recycling is a fashionable strategy now, and one recommended by many financial planners. Our modelling and experience shows that debt recycling can work, but it’s best used as part of an individually tailored financial plan.

Find out more about debt recycling »

In short, we work with you to:

  • set up a realistic budget to control cash flow
  • reduce the negative impact of credit cards
  • explain the pros and cons of debt consolidation
  • help you decide how much can you afford to spend on a home and what deposit is required
  • understand how much to pay into super, and whether you should salary sacrifice
  • decide whether you should use a debt recycling strategy
  • decide whether you need to protect your income

Contact us today to find out how we can help you plan for your future. There's no obligation or cost for the first meeting.

Useful tools:

Client Account Registration

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Archimedes Clients are:

  • Professionals of any age
  • SME Business Owners
  • SMSF Trustees

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